Insurance Comparison

40 free insurance calculators. Understand what you need before you buy.

Life Insurance Calculator

Estimate how much life insurance coverage you need based on income, debt, and family goals.

Auto Insurance Comparison Calculator

Compare auto insurance policies by premium, deductible, and coverage limits.

Health Insurance Cost Calculator

Estimate true annual cost — premium plus expected out-of-pocket.

Renters Insurance Calculator

Calculate needed coverage for personal property and liability.

Homeowners Insurance Calculator

Estimate replacement cost coverage and annual premium.

Pet Insurance Comparison Calculator

Compare pet insurance plans including premium, deductible, and reimbursement.

Disability Insurance Calculator

Estimate disability insurance coverage to protect your income.

Umbrella Insurance Calculator

Determine how much umbrella liability coverage you need.

Dental Insurance Worth-It Calculator

Is dental insurance worth the premium? Compare against expected out-of-pocket.

Vision Insurance Calculator

Calculate whether vision insurance saves money for your eyewear needs.

Travel Insurance Calculator

Estimate travel insurance cost and coverage for your trip.

Small Business Insurance Calculator

Estimate general liability, BOP, and professional liability costs.

Workers' Compensation Calculator

Estimate workers' comp premium by payroll and class code rate.

Flood Insurance Calculator

Estimate flood insurance cost by flood zone and building value.

Earthquake Insurance Calculator

Estimate earthquake insurance cost by region and deductible.

Motorcycle Insurance Calculator

Estimate motorcycle insurance cost by bike, age, and coverage.

Boat Insurance Calculator

Estimate boat insurance premium by boat type, value, and use.

Jewelry Insurance Calculator

Estimate scheduled jewelry insurance premium.

Insurance Deductible Optimizer

Find the deductible that minimizes your expected yearly cost.

Insurance Coverage Gap Analyzer

Identify gaps between existing insurance and what your life actually requires.

Term vs. Whole Life Insurance Calculator

Compare 30-year cost of term life plus investing the difference vs. whole life.

COBRA Cost Estimator

Estimate monthly and total COBRA premium after losing employer health coverage.

Medicare Supplement (Medigap) Calculator

Estimate Medigap premium and compare Plan G vs. Plan N total expected cost.

Long-Term Care Insurance Calculator

Estimate LTC premium and total coverage pool for home care or nursing facility.

Life Insurance Laddering Calculator

Layer 10, 20, and 30-year term policies to cover peak need years at lower total cost.

Auto Liability Limits Calculator

Find the bodily injury and property damage limits your assets actually require.

Auto Gap Insurance Calculator

See if gap insurance is worth it based on your loan balance and car's depreciated value.

RV Insurance Calculator

Estimate RV insurance premium by class, value, and full-time vs. recreational use.

Landlord Insurance Calculator

Estimate DP-3 dwelling fire policy cost for a rental property.

Condo (HO-6) Insurance Calculator

Estimate HO-6 walls-in coverage premium for condo owners.

Mobile Home Insurance Calculator

Estimate manufactured / mobile home (MH) insurance premium.

Classic Car Insurance Calculator

Estimate agreed-value classic car premium with annual mileage caps.

Drone Insurance Calculator

Estimate commercial UAV liability and hull coverage premium.

Short-Term Disability Insurance Calculator

Estimate STD benefit, waiting period income, and premium.

Critical Illness Insurance Calculator

Size a lump-sum critical illness policy for cancer, heart attack, or stroke coverage.

Accident Insurance Calculator

Estimate accident policy payout vs. premium for injuries, ER visits, and fractures.

Hospital Indemnity Calculator

Compare premium to expected hospital admission and per-day benefit payout.

Cyber Liability Calculator (Small Business)

Estimate cyber liability premium based on records stored, revenue, and industry.

Professional Liability (E&O) Calculator

Estimate errors & omissions premium for consultants, agencies, and service professionals.

Commercial Auto Fleet Calculator

Estimate premium for a commercial vehicle fleet by vehicle class and radius of operation.

The Insurance Shopper's Checklist

Free PDF: 50 questions to ask before buying any policy.